What is GIF?
GIF is thirty-eight years old and refuses to die, because it animates and everything opens it. The cost is its palette: 256 colours per frame, so photographs come out visibly banded. Transparency is on-or-off per pixel, with no partial opacity.
What is TGA?
Truevision TGA is a fixture of game development and 3D texturing, where its straightforward layout and real alpha channel have kept it in use long after browsers stopped caring about it. Files may be raw or run-length encoded.